Fire is one of the most beneficial but also the most destructive forces of nature. From an early age, we learn that we should not play with it because we could get hurt or hurt others. Whether human-caused or not, fire damage can be very expensive to repair. If your home or business suffers fire damage and your insurance company refuses to cover the costs, do not lose hope. You can always turn to A-Z Claims Adjusters. Our skilled fire damage adjuster will help you get the money you need to recover from the loss.
Why you need a fire damage adjuster?
Even minor smoke and fire can cause serious problems for homeowners. Cleaning up the mess, repairing and replacing things is not only costly but also takes time and energy. And not to mention the emotional shock. Apart from dealing with the loss of one’s personal belongings, there is often the need for temporary accommodation. When you add insufficient funds to all this, it is too much to handle. Insurance companies may offer an amount that is significantly smaller than what you would expect. After all, they work for their own benefit. Try as you might, you are likely to fail without professional help. However, with a good public adjuster, you can easily win the battle against denied or underpaid damage insurance claims.
Why our fire damage adjusters are the best
If you are unhappy with the amount your insurance company offers and you think you deserve more, do not hesitate to hire our fire damage adjuster. We will make sure you get coverage for your fire damage, no matter how big or small.
Our fire damage adjusters will offer support throughout the claims process. They make detailed estimates to determine how much loss the entire property has suffered. Moreover, they collaborate with all the necessary experts to help reach an effective settlement. Their aim is to save honest homeowners any trouble while maximizing their chances for success. They have the knowledge only professionals can gain over many years of experience. In addition, unlike most insurers, they want what is best for you. All this combined leads to excellent results. Fire damage is our field of expertise. Our team of experts pays attention to the smallest details.
What can cause fire damage?
The worst things about fire damage are that it has countless causes and can occur at any time. For example, electrical problems, lightning strikes, appliance malfunction or simply leaving an appliance on for too long, cigarettes, candles, etc. Older homes are particularly fragile. Whatever the reason or extent, we have your back. We will represent you if the insurance company you trusted does not provide the support you need.
Fire safety tips everyone should remember
In case a fire breaks out, the most important thing is the safety of people and animals. Lives come first and material things second. Following safety measures is key to avoiding any loss.
- First of all, planning ahead can save your life. Everyone who regularly spends time on the premises, including children, should be familiar with the evacuation plans. Apart from escape routes and meeting places, these plans should include tools for exiting in case of urgency and how to use them.
- Make sure young children are away from kitchen appliances, matches, lighters, fireplaces, burning candles, etc.
- Every home or office must have a functioning fire extinguisher that can be used for all kinds of fires on every floor.
- Smoke alarms should be installed on every floor and tested every month. Also, change their batteries twice a year. If someone has hearing problems, in addition to sound, the smoke alarm should feature vibration and flashing lights.
- Always extinguish cigarettes using a fireproof ashtray. Falling asleep with a cigarette is a common cause of fire damage.
- Alcohol and drugs can make you less aware of the fire safety risks. In combination with cigarettes, these substances are particularly dangerous.
- Do not leave lit candles unattended. Instead of candles, use a flashlight in case of emergency. If you do light candles, make sure they are away from flammable materials, place them on even surfaces and do not forget to extinguish them when they are no longer needed.
- Furnaces, stoves, chimneys, fireplaces and the like should be serviced annually.
- Fryers, grills, and cookers should be at least three feet away from plants and buildings.
- Flammable objects should be at least three feet away from heaters. Moreover, always turn the heaters off before you go to sleep or exit the room.
- The lid on flammable products should be closed and they should be put away after usage.
- Store gasoline in a container that is designed for that purpose.
- In wet rooms, such as kitchens and bathrooms, use ground fault circuit interrupters (GFCI), since they provide protection from overheating and fires.
- Have all the necessary numbers on your phone, including the police, the firefighters, your insurance company and your fire damage adjuster.
If the fire breaks out, in case it is small, you should extinguish it immediately before it spreads. A fire extinguisher, water, even a blanket can come in handy. Still, it is crucial to determine when the fire is out of your hands. If the fire is larger or the room is so full of smoke that you cannot breathe, you should escape as soon as possible.