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Flooded house

How to react to in-house flooding? That is a question not many of us have a chance to ask ourselves. However, there might come a time when the answer can come in handy. Whether the flooding is in an apartment or a house, the most important thing is to stay calm. Also, it is important to call the professional and the plumbing emergency service as soon as possible. They will deal with your situation in the best possible way.

For now, this text will just inform you how you can behave to maybe lessen the damage before the professionals arrive. Also in this text, we will not mention the causes of floods, but how to react to in-house flooding when it occurs. So if you are in a flat or house at the time of the flood, you need to react quickly.

Continue reading “How to react to in-house flooding?”

Flooded house

Let’s face it; there are a few kinds of claims for frustrating than filing a vandalism insurance claim. Sure, if you’re prone to parking your car in a rough neighborhood; on some level, you realize that vandalism is a risk. But let’s be honest; in most cases, all of us think that this sort of thing won’t happen to us. Alas, when it does happen; even if you’re the victim of a random crime, it feels hurtful and personal. And if someone has done this for a specific reason; it’s even worse. So, knowing how to file a vandalism insurance claim is important; you want to get this over with as quickly as possible. Don’t worry though; we’ve got a few tips for you. Continue reading “How to file a vandalism insurance claim?”

A hand holding a bubble with a car, representing car insurance.

Let’s face it – if your home sustains damage in some unfortunate event, rebuilding it is not an easy task. And we’re not just talking about the physical chores. Besides that, you’ll also have a ton of paperwork to deal with; like property damage insurance claims, for example. And if you’ve never done this sort of thing before; altogether, it can be pretty overwhelming. Before insurance companies reimburse you for the damages, they’ll put you through a great bureaucratic ordeal. Most crucially of all – they’ll want you to provide a proof of loss. And if you ‘re not adept at filling out a proof of loss form, don’t worry – we’re here to help you out!

Continue reading “Do’s and Don’t for filling out a Proof of Loss form”

A person holding an orb containing a blue house, representing a home insurance policy. Coins

Everybody can find themselves in a situation to file an insurance claim. In that situation, the stress of the situation and many other factors can cause you to make some of the most common insurance claims mistakes. Those mistakes are easy to make. However, they can lead to serious consequences like delayed payments or insurance denial. In case you are dealing with an insurance company, consider our guide. Our guide will help you get familiar with the most common insurance claim mistakes you should avoid preventing problems and insurance denial. Continue reading “Most common insurance claim mistakes”

common insurance claim mistakes

If you are a holder of a home owner’s insurance policy, you should be eager to know how to determine property damage. After all, in case that anything should happen to your property that is insured by an insurance policy, you should be ready to react as soon as possible. However, you cannot be ready if you do not know what the procedure is like. What should you do, when and how to determine property damage? We are going to try and help you with this last bit of the process – determination of property damage. Why? It turns that a lot of people take property damage assessment for granted. Indeed, the process itself seems very straightforward. Nevertheless, it is not. It can actually be quite difficult to determine property damage. Therefore, this seems to be one of the questions that need clarifying as soon as possible.  Continue reading “How to determine property damage?”

Cyclone damage

Homeowner insurance policies have become almost a willing mandatory for those of us who are lucky enough to be able to own our home. Furthermore, if you have just bought your first home, wouldn’t you be eager to invest a bit more in order to feel safe about it? Obviously, there are different types of homeowner’s insurance policies that you get to choose from. Then, how do you make the decision? Well, it is important to know your weaknesses and the weaknesses of the region that you live in. However, there are some aspects of the homeowner’s insurance policies that you may or may not know that you can use. Sometimes, they come with the insurance policy, while at other times you need to pay more to get them. One of those is the dilemma whether homeowners insurance covers legal fees. Let’s take a look at this interesting situation. Continue reading “Homeowners insurance covers legal fees – true of false?”

Image of contract signing

The reason why insurance companies exist is to make us feel safe. They do this by guaranteeing that, should anything bad happen to us or our belonging, they will be there to help us in our times of need. When you think about it, this makes perfect sense. After all, if you would decide to pay someone up front in order to feel secure, why wouldn’t you do it? This is the reason why many of us have decided to trust our insurance companies and buy home insurance. However, a good practice is not always a standard. There are those insurance companies that do not do what they say they would. They do not keep to their side of the deal. If that is the case, we may be talking about bad faith insurance claims. Let’s find out more about them. Continue reading “Bad Faith insurance claims 101”

Police line do not cross tape

When you are living in Florida, hurricanes are something that you are going to witness a few times a year. Therefore, you need to find out how does compensation for hurricane damages in Florida work. If you’re not aware of how to do it, you may fall into a trap. This is why we have decided to prepare an article for you on this subject. We aim to provide you with enough information on compensation for hurricane damages in Florida so that you can file an insurance claim by yourself. Nevertheless, bear in mind that it’s always a good idea to have someone watching your back. Therefore, make a balanced decision whether you are going to go into this battle yourself. After all, you can gain a lot, but you may lose a lot as well. Here is what you should expect when you file for hurricane damages in Florida. Continue reading “How does compensation for hurricane damages in Florida work?”

Contract signing

If you are thinking about insuring your property, you need to know what essential insurance terms mean. We understood the importance of this task and its difficulty. Therefore, in order to simplify the search for you, we have come up with the idea to provide you with a text such as this one. While this is not going to be a textbook on the subject of insurance, it is going to help you get an idea of what you need to pay attention to when you are signing an insurance policy or even an insurance claim. Therefore, bear with us and learn with the best. Should you require help filing your insurance form at any point in future, give us a call. We leave you with the insurance terminology, for now. Continue reading “Essential insurance terms you should learn”