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Homeowner insurance policies have become almost a willing mandatory for those of us who are lucky enough to be able to own our home. Furthermore, if you have just bought your first home, wouldn’t you be eager to invest a bit more in order to feel safe about it? Obviously, there are different types of homeowner’s insurance policies that you get to choose from. Then, how do you make the decision? Well, it is important to know your weaknesses and the weaknesses of the region that you live in. However, there are some aspects of the homeowner’s insurance policies that you may or may not know that you can use. Sometimes, they come with the insurance policy, while at other times you need to pay more to get them. One of those is the dilemma whether homeowners insurance covers legal fees. Let’s take a look at this interesting situation. Continue reading “Homeowners insurance covers legal fees – true of false?”

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The reason why insurance companies exist is to make us feel safe. They do this by guaranteeing that, should anything bad happen to us or our belonging, they will be there to help us in our times of need. When you think about it, this makes perfect sense. After all, if you would decide to pay someone up front in order to feel secure, why wouldn’t you do it? This is the reason why many of us have decided to trust our insurance companies and buy home insurance. However, a good practice is not always a standard. There are those insurance companies that do not do what they say they would. They do not keep to their side of the deal. If that is the case, we may be talking about bad faith insurance claims. Let’s find out more about them. Continue reading “Bad Faith insurance claims 101”

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When you are living in Florida, hurricanes are something that you are going to witness a few times a year. Therefore, you need to find out how does compensation for hurricane damages in Florida work. If you’re not aware of how to do it, you may fall into a trap. This is why we have decided to prepare an article for you on this subject. We aim to provide you with enough information on compensation for hurricane damages in Florida so that you can file an insurance claim by yourself. Nevertheless, bear in mind that it’s always a good idea to have someone watching your back. Therefore, make a balanced decision whether you are going to go into this battle yourself. After all, you can gain a lot, but you may lose a lot as well. Here is what you should expect when you file for hurricane damages in Florida. Continue reading “How does compensation for hurricane damages in Florida work?”

Contract signing

If you are thinking about insuring your property, you need to know what essential insurance terms mean. We understood the importance of this task and its difficulty. Therefore, in order to simplify the search for you, we have come up with the idea to provide you with a text such as this one. While this is not going to be a textbook on the subject of insurance, it is going to help you get an idea of what you need to pay attention to when you are signing an insurance policy or even an insurance claim. Therefore, bear with us and learn with the best. Should you require help filing your insurance form at any point in future, give us a call. We leave you with the insurance terminology, for now. Continue reading “Essential insurance terms you should learn”

Learn the terminology before you sing an insurance policy

Your home has been flooded? Or you suffer some other property damages to your home? If this is a first time you are experiencing property damage you should be well prepared for this stressful event. Watching your home is ruined is enough stress without having to battle the insurance company over your claim. You don’t want to deal with insurance frauds. Avoid fraudulent claims adjusters and hire someone who is reliable to help you resolve problems you have. Hiring trustworthy public insurance adjuster Florida is the half of the successful property damages claim process. Continue reading “How to avoid fraudulent claims adjusters”


Inconveniences burst pipe cause can cost you a fortune! Just small fracture of your pipes can release gallons of water, and serious damages on your walls, floors, carpets, furniture, etc. Burst pipes not only can cause serious damages to your home, also it leads to business interruption. To avoid serious damages on your possessions and important paperwork, it is important to take proper precautions and to learn more about your burst pipe insurance claim. You should be prepared: water damages can happen to everyone. They are the most common causes of homeowners’ insurance claims. So, you are probably worried about the insurance coverage in case of water damage? Don’t be afraid, the most of the homeowners’ insurance policies cover the damage from the home itself, in this case, from a burst pipe. Keep reading to find out more about the burst pipe insurance claim tips. Continue reading “Burst pipe risk-reduction tips”

Water tap

Natural disasters can strike wherever you are. The only difference between places is the probability of the strike. On such occasions, that may or may not take place, it is a good idea to have an insurance coverage of your home. Your house or an apartment represents something that you have been building for your all life. Therefore, you might think about investing in protection. Once you have got coverage, you will be free to enjoy your daily activities without worrying about what could go wrong. However, should you find yourself in a situation to need to activate your insurance policy, you should know what you need to do. Therefore, the following are our bits of advice on lightning damage insurance claims and the best way to file them. Continue reading “Lightning damage insurance claims filing”

Lightning damage insurance claims / lightning over a river

Accidents happen all the time and often there is nothing we can do to prevent them. There are many reasons to file homeowners insurance claims. They include fires, storms and other natural causes, theft, etc. In case of disaster, it is important to remain calm and focus on repairing the damage. The sooner you file homeowners insurance claims, the sooner everything will be back to normal. Continue reading “Tips to file Homeowners Insurance Claims with ease”