As a property owner, you should be responsible and give your property the right protection. You need reliable insurance adjuster to get insurance coverage for your home or rental property. Today you can find many different insurance covers but to find the best one for your property, you need a professional to give you advice. To find the most reliable professional in the insurance industry, you need to know all about makings of a reputable public adjuster, to understand how to recognize the one you can trust completely. Continue reading “Makings of a reputable public adjuster”
Let’s face it – if your home sustains damage in some unfortunate event, rebuilding it is not an easy task. And we’re not just talking about the physical chores. Besides that, you’ll also have a ton of paperwork to deal with; like property damage insurance claims, for example. And if you’ve never done this sort of thing before; altogether, it can be pretty overwhelming. Before insurance companies reimburse you for the damages, they’ll put you through a great bureaucratic ordeal. Most crucially of all – they’ll want you to provide a proof of loss. And if you ‘re not adept at filling out a proof of loss form, don’t worry – we’re here to help you out!
There are two things that are sure if you are reading this text. The first one is – you have impeccable taste in art. The second one is – life is unpredictable. That’s why it is important to insure your art collection – and it doesn’t have to be a major life accident to regret your artwork not being insured. Damage can be as simple as mold damage insurance claim. And the question is not whether your art collection is replaceable. Because unfortunately in some cases, your Fine Art may not be saved. But on the other hand, your finances could be spared! And no matter the type of art you have, it certainly has some value, so let’s see what’s the best way to insure your collection.
There are a few natural disasters that can damage your home. Heavy rain, hurricanes and snow blizzards are just some of them. The key to your survival and to the survival of your belongings is to prepare for the flood. How to prepare for flooding situations? We are going to point out what you need to do in order to minimize the damage that you may suffer from flooding. No matter where you live, we suggest baring with us and reading through this article that we have prepared for you. While flooding can be caused by a natural disaster, it can happen for other reasons too. In fact, all of us are just one pipe burst away from having our homes flooded. Therefore, we honestly hope that by the end of this article, you will be doing your best to prepare for flooding situations. Continue reading “How to prepare for flooding situations”
If you are a holder of a home owner’s insurance policy, you should be eager to know how to determine property damage. After all, in case that anything should happen to your property that is insured by an insurance policy, you should be ready to react as soon as possible. However, you cannot be ready if you do not know what the procedure is like. What should you do, when and how to determine property damage? We are going to try and help you with this last bit of the process – determination of property damage. Why? It turns that a lot of people take property damage assessment for granted. Indeed, the process itself seems very straightforward. Nevertheless, it is not. It can actually be quite difficult to determine property damage. Therefore, this seems to be one of the questions that need clarifying as soon as possible. Continue reading “How to determine property damage?”
Millions of people keep their belongings in some type of storage unit. Over the past few decades, self-storage opportunities have grown exponentially. Nowadays there are storage possibilities in every corner and one in every ten American rents a storage unit. If you are the person considering renting a storage unit or you already use some sort of storage, you may consider the safety of your belongings. Use our guide and find more about the ways to insure property in storage and find a unit that fits your current needs. Continue reading “Should you insure property in storage?”
Homeowner insurance policies have become almost a willing mandatory for those of us who are lucky enough to be able to own our home. Furthermore, if you have just bought your first home, wouldn’t you be eager to invest a bit more in order to feel safe about it? Obviously, there are different types of homeowner’s insurance policies that you get to choose from. Then, how do you make the decision? Well, it is important to know your weaknesses and the weaknesses of the region that you live in. However, there are some aspects of the homeowner’s insurance policies that you may or may not know that you can use. Sometimes, they come with the insurance policy, while at other times you need to pay more to get them. One of those is the dilemma whether homeowners insurance covers legal fees. Let’s take a look at this interesting situation. Continue reading “Homeowners insurance covers legal fees – true of false?”
The fire can cause serious damages to your home and can devastate your life! Home fires can happen quickly, but unlike other disasters, you can prevent it. The fire can be caused by the burning candles or by the unattended food in the kitchen. But, all the in-house fire hazards are preventable. Here are some safety tips to minimize the risks. Continue reading “In-house fire hazards to consider”
In case you are buying your first home, a new car if you wish to protect your business venture, you may need to make sure your investments are safe. However, if you are choosing an insurance company for the first time, you may need help. Understanding the entire process can be hard, but with the right professional, everything can go smoothly. Keep reading and find out more about choosing the perfect insurance company for your needs. Continue reading “Guide for choosing an insurance company”
The reason why insurance companies exist is to make us feel safe. They do this by guaranteeing that, should anything bad happen to us or our belonging, they will be there to help us in our times of need. When you think about it, this makes perfect sense. After all, if you would decide to pay someone up front in order to feel secure, why wouldn’t you do it? This is the reason why many of us have decided to trust our insurance companies and buy home insurance. However, a good practice is not always a standard. There are those insurance companies that do not do what they say they would. They do not keep to their side of the deal. If that is the case, we may be talking about bad faith insurance claims. Let’s find out more about them. Continue reading “Bad Faith insurance claims 101”